Loan Programs

VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of home ownership.

COMPLETELY REDO!! It is a benefit...

Interest Rate Reduction Loan (IRRL)
Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specified period of time.

Cash Out - Type 1
Unicorn. Doesn't exist or at least I haven't seen it. Nor anyone I know. Nor anyone they know. Unicorn.

Funding Fee - 0.0% / 0.5% / (SCD* / No SCD)

Cash Out - Type 2
This article includes a list of the most commonly used indexes by ARM lenders that affect ARM mortgage rates.

Funding Fee - 0.0% / 3.6% (SCD / No SCD)

*Service Connected Disability (SCD)

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